Essential for anticipating business risks, information reports are also practical tools that support effective business management. Prospecting, sales, marketing, financial audit, securing the supply chain or accelerating your customer knowledge processes (KYC): these decision-making solutions guide you through every stage of your business.
Business information: a compass for navigating troubled waters, a radar for anticipating risks
With economic instability, geopolitical and sectoral uncertainties, and an increase in business insolvencies, every commercial decision is of key concern to the financial health of your company. Late or non-payment from your partners, disruptions in your supply chain: these risks - inherent to every commercial operation - can quickly weaken your cash flow and slow your growth. Gaining access to reliable information about your business partners is no longer an option for executives, credit managers or financial directors: it is a necessary investment.
Whether you are looking to assess a new client, secure your supplier risk or optimise your credit policy, Business Information is your best ally for optimising your commercial decisions. Based on a series of analyses and financial indicators, business information allows you to assess creditworthiness, payment behaviour, governance structure and country and sector risk environment of a client or supplier.
With a 360° view of your business environment, information reports help you anticipate payment defaults and avoid risky partners. By turning data into predictive insights, Business Information empowers companies to act before risk becomes a crisis, strengthening receivables management and protecting cash flow from disruptive financial shocks—whether the risk stems from a customer, supplier, prospect, or any other third party the company engages with or plans to.
Françoise LAVERGNE, Group Head of Cross-Sell & Brokerage of Coface Business Information.
Choose the information that matches your challenges
An information report compiles and analyses financial and legal data on a company's financial health, payment behaviour and organisation. These are key indicators for assessing the level of risk of a business partner and defining the optimal terms for your partnership.
Snapshot report: key information for day-to-day decisions
The snapshot report summarises the essential credit information you need to know. Perfect for day-to-day credit checks and decisions involving high volumes, this tool gives you a quick overview of your partner's creditworthiness and payment behaviors through:
- The main financial ratios
- Basic company details
- A quick assessment based on the Coface Credit Score, our exclusive payment data and our unique expertise as a global trade credit insurer for ~80 years.
- The maximum credit recommendation issued by Coface's risk experts
Available instantly in more than 60 countries, via Coface's API solutions or the Urba360 digital platform, the snapshot information report is the leading solution for companies that need to manage a large volume of business partners with a consistent and standardised approach to risk management.
Full report: a comprehensive, unique overview for strategic decisions
For important decisions requiring more in-depth verification, this type of report provides a comprehensive review of a company's financial, legal and operational situation. Through data on governance, claims or sector trends, the full report offers a unique overview of your business partner's credit risk, including:
- Detailed information on the company and its governance
- Comprehensive financial data based on micro and macroeconomic risk analysis
- Key figures and trends: clear and user-friendly information displayed in a graphical format (data visualisation)
- Coface's globally unified credit assessment (from 1 to 10), measuring the probability of default of your trading partner over the next 12 months
- Third-party payment history: claims reported by Coface's trade credit insured clients or reports of late payments by Coface clients in debt collection.
- Coface's adjustment to benefit from unique insights including Coface's payment experience as a leading global trade credit insurer
- Recommendations from our risk experts regarding the maximum amount of trade credit you can grant to a business partner.
Available in 195 countries with instant delivery (or within 1 to 9 days depending on the country of the company concerned), this report also includes continuous monitoring to be warned in real time of changes in the financial situation of your partners. A particularly effective tool for your strategic decisions on your global portfolio, but also for audits, mergers and acquisitions, or to optimise your supply chain.
Business management: 4 key actions to maximise your performance
While credit reports are one of the best sources of information on commercial risk, their usefulness and practical applications extend beyond the strict framework of credit management. These reports are genuine tools for operational efficiency and accelerate performance, supporting you throughout the development of your business.
- Secure new partnerships: rely on robust and trusted verification to safely onboard a new business partner, verify a company's legal existence, confirm shareholder identities, reduce fraud risk, and accelerate your Know Your Business (KYB), Know Your Customer (KYC), Anti-Money Laundering (AML), and Counter-Terrorist Financing (CTF) procedures.
- Optimise lead generation: often under-exploited in sales and marketing, business reports provide a wealth of information about a company's business activities, sales, revenue, key customers and suppliers. You can easily create accurate client profiles, segment your approach, personalise your offers and improve your sales targeting. This is a highly useful tool for enriching your database and improving your conversion rate
- Build a more resilient supply chain: an easy-to-use information solution, particularly for Purchasing teams, to audit, select and validate reliable suppliers, avoid supply disruptions and react quickly when risks are detected.
- Strengthen your financial due diligence: when carrying out certain sensitive operations (mergers and acquisitions, strategic investments), these reports enable you to accurately assess the risks and opportunities of the target operation. Analysts and decision-makers can review a company's general information, financial health, credit rating and legal history.
Bring confidence to every decision with Coface Business Information
By combining descriptive, prescriptive and predictive analyses, Coface's information reports provide you with a comprehensive risk assessment. Whether you are in the prospecting, auditing or development phase, our reports enable you to act with precision and adaptability.
As a leading global trade credit insurer, Coface stands out for its unique approach to Business Information, based on nearly 80 years of experience in commercial risk management, exclusive data on 240 million companies and a presence in over 200 markets.
We share the same risk: you have access to the same data and information that we use to make our credit decisions and manage our exposures.
Bring confidence to every decision: discover our information reports and contact our experts today.
