探索科法斯全面的风险仪表板，为 160 个国家和 13 个产业部门提供深入的风险评估，以做出策略决策
Coface has renewed its signature of L’Autre Cercle’s LGBTQIA+ Commitment Charter. This move confirms the Group’s commitment to promoting an inclusive, respectful and safe working environment for all its employees.
在维也纳举行的ICISA（国际信用与投资保险人协会）第100届年会上，科法斯集团首席执行官Xavier Durand，接受了《贸易、财资与支付》（TTP）编辑Deepesh Patel的专访，探讨行业如何应对这些当代挑战。以下为访谈精要。
Coface’s APAC Payment Survey 2026 reveals that 73% of Japanese firms report being affected by payment delays from customers in the last 12 months. Payment discipline appears to be deteriorating in the country, with more firms seeing worsening payment delays, both in terms of severity and frequency, than improvements. As part of an annual study to understand the payment behaviours and risks among businesses, Coface surveyed 2,800 finance professionals across multiple sectors and 10 Asia-Pacific (APAC) markets, including 252 respondents in Japan.
As a global supplier of spare parts for commercial aircraft, Sentry Aerospares often operates under pressure, dealing with demanding international clients, sometimes unstable markets, strained supply chains and critical payment deadlines. For nearly ten years, the UK-based company has relied on Coface to turn this pressure into a driver of its development, rather than a hindrance to its growth.
国家/地区风险评估（Country Risk Assessment），又称国家/地区风险分析（Country Risk Analysis），是评估一个国家/地区履行支付义务和资金转移能力的过程。它综合考虑政治、经济和社会等多方面因素，帮助企业在面对较高风险国家/地区时作出战略决策。
Coface publishes the 10th edition of its Corporate Payment Survey in Germany, conducted among 503 companies. While economic growth is gradually returning and German businesses are becoming more optimistic about 2027, this improvement has yet to translate into better payment behavior. 82% of companies experienced payment delays over the past twelve months, the highest level since 2019. At the same time, businesses are shortening payment terms to protect their cash flow, while long overdue payments and rising insolvencies continue to point to elevated credit risk.
Coface has published the 4th edition of its survey on the payment behavior of French businesses, conducted in June amongst 690 companies. The results reveal a further deterioration: 89 % of businesses have experienced late payments over the last twelve months, and the average delay now stands at 41.2 days. Micro-enterprises are the most vulnerable, both in terms of the length of the delays and their impact on cash flow.
Whilst European industry is still struggling to recover from repeated energy and geopolitical shocks, Spain stands out as an exception. Its manufacturing output has surpassed its pre-war levels in Ukraine, driven by a more balanced industrial diversification, competitive labour costs and the boom in renewable energy. This is a promising trend, but one that still faces several structural challenges, particularly in terms of productivity and electricity infrastructure.
国家/地区风险评估（Country Risk Assessment），又称国家/地区风险分析（Country Risk Analysis），是评估一个国家/地区履行支付义务和资金转移能力的过程。它综合考虑政治、经济和社会等多方面因素，帮助企业在面对较高风险国家/地区时作出战略决策。
Geographical proximity, the single market, long-standing trading partners… Recovering a debt in Europe may seem straightforward. However, over 70 per cent of businesses face late payments, and debt recovery practices vary significantly from one country to another. Because an unpaid debt is not handled in the same way in London, Milan, Madrid, Brussels, Zurich or Warsaw, Coface’s experts share their advice on how to avoid the most common mistakes, adapt your approach to the local context and maximize your chances of recovery.
通过科法斯针对 160 多个国家和 13 个产业的全球风险评估来应对不确定性。
通过科法斯的贸易谈话播客深入了解全球贸易的世界。 与贸易专家进行精彩的讨论，探索市场动态，并发现业务增长策略。
为客户和经纪人提供的在线服务
商业资讯
获取您所需的业务见解，以管理全部业务合作伙伴的信用风险，并自信地做出战略决策。
客户门户网站 - CofaNet
科法斯在线平台，用于管理您的贸易应收款。全面监控您的风险。根据您的合同直接访问所有工具。
经纪人门户网站
专门为经纪人提供的平台，用于监控您的业务和管理您的客户（在所有合法可用的国家/地区）。
创新和数字化解决方案
API 网站入口
无需再在软件应用程序之间周旋。探索iCON by Coface的API目录和一站式解决方案和贸易信用保险。
